What is a Power of Attorney?

Answer: A Power of Attorney (POA) is a document whereby you give someone (referred to as your “agent”) written permission to help you now or in the future regarding financial decisions. A POA is durable if it states that it will remain in effect regardless of your subsequent incapacity. Almost all POAs are durable. Connecticut has a standard POA form that covers most basic planning needs, but it does not give the agent as much authority as possible. Many attorneys, after consulting with their clients, add provisions that are unique to their client’s situation so that the agent will have even more power and authority than the standard form provides. This will allow the agent to act without interruption. As an example, many POAs contain additional language enabling your agent to make gifts, if that is your wish. A POA should be crafted by an attorney to suit your individual circumstances—it is not a “one size fits all” document.
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