Item: Czepiga Daly Pope & Perri LLC
Rating: 5
Author: J.G., Greensboro, GA

Elder Law

Elder law is a highly focused area of law designed to protect the rights and interests of older individuals. It includes all legal issues pertaining to elders and their families, including matters related to:

Public Benefits
Financial Exploitation
Housing
Insurance
Nursing Home Expenses
Retirement Benefits

In addition to having all your estate planning documents in order, you may be concerned about protecting assets in the event that you need long-term care. A legitimate concern considering the incredible cost of care in Connecticut. Did you know that the average annual cost of a nursing facility exceeds $139,000?!

So how can you protect your assets from going to the nursing home or from being used entirely for your care?

#1: Consider long-term care insurance

If both your finances and health are in good shape, you may be a good candidate for a long term care policy. We can help you determine if a long-term care insurance policy would be advantageous and we can help to design a policy that ensures you pay the a fair premium and get the home and community-based services you need.

#2: Plan to protect your spouse

For a married couple, special planning is required to ensure that the "well spouse" does not become financially impoverished in the event that you need long-term care. This is both true in the pre-planning stage as well as the crisis-planning stage.

#3: Identify conditions that could help you protect your assets without impacting Medicaid eligibility

By planning ahead you can put together an asset protection plan for yourself and your family. Distinctive circumstances could include:

a minor or disabled child who warrants support
a caretaker child
protection of the home for a sibling who has an equity interest in the home

#4: Plan before crisis hits

When you plan ahead, there may be more opportunities to protect assets and have your wishes carried out in the event of a medical crisis or need for long term care. Planning in advance helps to minimize the financial devastation that can result from no planning.

But if you’re in a crisis, call us and we’ll work with you to craft a plan to minimize potential financial damage and help you to navigate your options.

Contact us today

Not sure if you need an elder law attorney? Click here to find out.

★★★★★

“I cannot find the words to thank all of you properly for your hard work and perseverance. It is a great relief to have gotten a just and proper ruling from the court. All of you have shown great professionalism and concern for the issues I brought before you.” J.G., Greensboro, GA

“All dealings have been excellent. Very professional organization. Great explanations of our options related to preparing a will. Clear, concise, great guidance and not trying to "sell us" on something we do not need. Administrative folks were super. All of our related paperwork was clearly tagged with what we needed to provide/sign/read /etc. Made things easy. Nice work.” L.G., Berlin, CT

“We loved working with your firm and really trust the advice. You have a well-deserved reputation and it was nice to check off a number of things that had been on our To-Do list. Although it's hard to make the time to take care of some of these matters, it is a great relief when you do so. I would definitely recommend your firm to anyone in need of the services that you provide.” L.M., Simsbury, CT

Everyone at the firm were consummate professionals. We felt completely comfortable with their guidance and were impressed by their compassion and commitment to us. R.H., Canton, CT

The attorney who served us was kind, thorough, and very responsive. He pointed out some issues in my mother's documents that could have been problematic down the road. After my mother passed, everything was as seamless as possible - a true gift at a time when life and death decisions were being made and emotions were overwhelming. J.B., Cromwell, CT

Great service, was on top of everything. I'm glad they were there to help us though a tough time. J.M., Farmington, CT

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