Creditor Claims


You just learned of the death of someone who owed you an outstanding debt. You have heard that once a person dies, their unsecured debts are extinguished. Is this true? Can you still pursue your claim after their death? 

In Connecticut, state law provides a mechanism and a rigid framework for creditors to recover their claims, regardless of the death of the debtor, provided certain requirements are met.

Whether you are a Connecticut resident, corporate creditor or a third party collection agency, you are allowed to pursue a creditor's claim provided you present a proper creditor's claim within the applicable statute of limitations. 

The applicable statute of limitations can be confusing and has been the stumbling block for many creditors. Further, the failure to timely present a valid creditor's claim will bar any recovery from the decedent's probate and non-probate assets.

If you need help navigating through the complexities of Connecticut laws related to recovery of claims, or conversely, are looking for ways to protect your assets and other preemptive strategies to alleviate financial stressors for your heirs, contact us today.

Related Information:

Debt After Death: Who Owes the Money?
Will Your Kids Be Responsible For Your Debt?
Joint Bank Accounts - Who Gets the Funds After the Co-owner Passes Away?
Relief from Responsibility for a Deceased Parent's Debt

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