Actions involving creditor claims

You just learned of the death of someone who owed you an outstanding debt. You have heard that once a person dies, their unsecured debts are extinguished. Is this true? Can you still pursue your claim after their death? In Connecticut, state law provides a mechanism and a rigid framework for creditors to recover their claims, regardless of the death of the debtor, provided certain requirements are met.

Whether you are a Connecticut resident, corporate creditor or a third party collection agency, you are allowed to pursue a creditor's claim provided you present a proper creditor's claim within the applicable statute of limitations. The applicable statute of limitations can be confusing and has been the stumbling block for many creditors. Further, the failure to timely present a valid creditor's claim will bar any recovery from the decedent's probate and non-probate assets.