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There is a compassionate and hard-working army of heroes working in our midst, and they are not being fairly compensated for the critical work that they do.
We’re talking about home care workers.
These people—mainly women, many of whom are immigrants—fill a vital role in helping care for our aging loved ones, and yet many of them cannot even earn a living wage based on our current systems.
“Promise me you won’t ever put me in a nursing home.” Our parents would make us sign in blood if they could.
Fear of losing their independence and way of life is a tremendous concern among Connecticut seniors. And, in today’s COVID-19 environment – knowing how the virus can easily spread throughout a nursing home and to its vulnerable population – staying at home is a preferable option for many.
But if you’re like so many Connecticut residents, you may not know that there is Medicaid coverage for receiving care at home – that Medicaid benefits are not just for nursing home residents. This is great news!
If you employ a home care worker either for yourself or to help care for a family member, you understand first hand just how vital their services are to maintaining quality of life. The value of these hard-working professionals is hard to measure in only dollars and cents, but ensuring that they are fairly compensated is one way to show sincere appreciation.
In addition, though many people don’t realize it, there are federal laws that protect home care workers. As a potential employer of a home care worker, it’s important to educate yourself about these rules and make sure that you are in compliance with them. Continue reading
Everyone yearns for time to relax and refresh during the summer months – especially sun-starved New Englanders. But if you’re a family caregiver, a ‘carefree’ vacation may be hard to come by.
– If you leave town, who will take your place?
– If you bring your loved one with you, will your vacation venue be equipped for their special needs?
There’s a lot to think about. But with good planning, you can take a breather from caregiving and give yourself a well-deserved break.
Here are some helpful suggestions: Continue reading
Dementia, whether caused by Alzheimer’s or Parkinson’s or some other disease, creates a very particular and emotionally fraught set of challenges for both patients and caregivers. When you’re navigating your way through this heartbreaking landscape of gradual memory loss, impaired reasoning, and personality changes, you need all the support you can get. You may be surprised to learn about one valuable resource that is too often overlooked – hospice.
Our previous post Hospice and Dementia: Not What You Might Assume, explored some specific ways hospice can help. This piece will talk about its benefits and when you should reach out to hospice.
Hospice is often misunderstood
By Carol Frances, Czepiga Daly Pope & Perri
Hospice care is misunderstood. I want to spread the news to all caregivers of loved ones with dementia, that this support system (provided, in my opinion, by angels) may not be what you assume.
When my mom fell at the dementia unit of a California assisted living facility, her physician ordered hospice care. I was confused why she did this as although my mom was certainly declining – she needed help being fed, which is not uncommon for people with advancing dementia – she wasn’t near dying and could still talk and walk.
Many people believe that assisted living in Connecticut is out of reach for the average older adult, financially speaking, especially since our state is even pricier than other nearby states. But here’s some good news: the State of Connecticut supports several assisted living programs for individuals and couples with modest means.
According to the Department of Social Services’ website: “Assisted living bridges the gap between independent living and nursing homes. Assisted living is designed for people who want to live in a community setting and who need help with activities of daily living (ADLs), but who do not need as much care as they would receive at a nursing home.”
Why does the state want to help you stay out of a nursing home? Continue reading
Transfers of assets generally raise a red flag when it comes to applying for Medicaid. They can trigger a penalty period, or a period of ineligibility. The good news is the Connecticut Department of Social Services (DSS) will allow certain types of Medicaid asset transfers.
For example, a family caregiver can be compensated for providing care to a loved one if the care they provide is necessary.
Make a caregiver agreement
The individual must demonstrate a functional need for assistance with one or more activities of daily living. The type of care provided must be spelled out in a caregiver agreement, and certain conditions must be met. We will discuss the conditions later in this post. Continue reading
You did well financially, and when the time came to move to assisted living you never considered the possibility that you might run out of money.
But you didn’t expect to live this long! And now that you need more help, it’s even more expensive to live.
What do you do?
The State of Connecticut created the Private Assisted Living Pilot Program – available for up to 125 qualifying individuals in Connecticut who have spent down their assets as a result of living in private assisted living facilities. Continue reading
Independent Living. Assisted Living. Nursing Home. What do these terms mean? How are they different from each other? And which one is right for you? Take a look here to learn what each one is all about.
Independent Living
Maybe you’re starting to think that a little more help would make life easier. You’re still living in the two-story house you raised your kids in. Maybe your spouse is gone, or maybe not, living is just getting to be too much.
Your daughter wonders aloud if you’d be happier in a retirement community where everything is Continue reading
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